InsuranceI currently accept Atnea insurance. However, most clients, whether or not they have insurance, choose to pay out-of-pocket, so as not to jeopardize their future ability to obtain life, health, or disability insurance. This risk occurs when I assign a mental health diagnostic code to your claim, which I am requried to do to prove that your treatment is "medically necessary" (couples therapy included).
How does insurance work?
To determine if you have mental health coverage, the first thing you should do is check with your insurance carrier. Check your coverage carefully and find the answers to the following questions:
- What are my mental health benefits?
- What is the coverage amount per therapy session?
- How many therapy sessions does my plan cover?
- How much does my insurance pay for an out-of-network provider?
- Is approval required from my primary care physician?
Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:
- Do I have mental health benefits?
- What is my deductible and has it been met?
- How many sessions per calendar year does my plan cover?
- How much does my plan cover for an out-of-network provider?
- What is the coverage amount per therapy session?
- Is approval required from my primary care physician?